20080615

IBAN - International Bank Account Number

IBAN - International Bank Account Number

The International Bank Account Number (IBAN) is a standard used to identify a bank account in international transactions, particularly but not exclusively in Europe.

The use of an IBAN in conjunction with the receiving or beneficiary bank's SWIFT address / BIC code (Bank Identifier Code) facilitates the automatic execution of international payments and ensures correct identification of the receiver's account.

In support of EU legislation, the European banking industry decided that as and from 1st January, 2007, provision of the valid IBAN and BIC information of the receiver's account is mandatory for all international Euro payments from EU member states, Norway, Iceland, Liechtenstein and Switzerland, regardless of value.

Making payments to Europe
If you are making international Euro payments to another EU member state, Norway, Iceland, Liechtenstein or Switzerland, you should quote the IBAN of the receiver's account on the payment in conjunction with the receiving bank's SWIFT BIC. Usually these details will be quoted on your suppliers' invoices - or else you should ask for them directly from your supplier before making your payments.

Receiving payments from Europe
If you are receiving Euro payments from Europe, you should inform the sender of the payment of your own IBAN and BIC details to ensure you receive the funds as soon as possible. Your IBAN and AIB's SWIFT BIC details are quoted on your AIB bank account statements.

If you are a business customer and in receipt of Euro payments from an EU member state, Norway, Iceland and Liechtenstein, you are legally obliged under EU Regulation 2560/2001 to advise your customers of your IBAN and BIC information.

Your local branch or our Customer Service Unit (01-6115210) can answer any queries you may have in relation to your IBAN.


How will the IBAN be identified?
An IBAN contains additional characters in front of a normal domestic account number. These characters consist of a 2-letter country code followed by a 2 digit check number.

The following is an example of an Irish IBAN

Country Code Check Number Bank Code Sort Code & Account Number
IE 64 AIBK 93006712345678
  • Country code:
    This indicates the country where the account is held
  • Check Number:
    This 2 digit check number is calculated by the bank issuing the IBAN , using a standardised formula applied to the whole IBAN. This formula allows the sending bank to validate the numerical accuracy of the quoted IBAN.
  • Bank Code:
    Some countries, including Ireland, have incorporated a bank code (i.e. the first four letters of the Bank SWIFT address) in front of the standard domestic account number to clearly identify the account holding bank.
  • Sort Code and Account Number:
    This is the existing domestic bank account number, including national sort code.

Using IBAN on Payment Instructions
Please note that the IBAN in printed format (such as an invoice) is likely to be prefaced by the word IBAN e.g. IBAN AT611904300234573201.

You should NOT enter the word IBAN on any input to the bank.

You should not include any spaces when quoting the IBAN. The IBAN should be presented as a continuous string of alphanumeric characters i.e. AT611904300234573201.

Lengths and formats of IBANs across Europe
There are standard lengths and formats of alphanumeric characters for IBANs in respect of each country - e.g. in Ireland, the standard is 22 characters.

When completing payment instructions, please ensure that your beneficiary's IBAN corresponds in length to the IBAN length as indicated in the following table:

European IBAN Formats

Country

Number of Characters

Example of IBANs per country

1. Austria

20

AT611904300234573201

2. Belgium

16

BE68539007547034

3.Bulgaria

22

BG62UBBS80021079354517

4.Cyprus

28

CY17002001280000001200527600

5. Czech Republic

24

CZ6508000000192000145399

6. Denmark

18

DK5000400440116243

7.Estonia

20

EE382200221020145685

8. Finland

18

FI2112345600000785

9. France

27

FR1420041010050500013M02606

10. Germany

22

DE89370400440532013000

11. Greece

27

GR1601101250000000012300695

12. Hungary

28

HU42117730161111101800000000

13. Iceland

26

IS140159260076545510730339

14. Ireland

22

IE29AIBK93115212345678

15. Italy

27

IT60X0542811101000000123456

16. Latvia

21

LV80BANK0000435195001

17. Liechtenstein

21

LI21088100002324013AA

18 Lithuania

20

LT121000011101001000

19. Luxembourg

20

LU280019400644750000

20.Malta

31

MT84MALT011000012345MTLCAST001S

21. Netherlands

18

NL91ABNA0417164300

22. Norway

15

NO9386011117947

23. Poland

28

PL27114020040000300201355387

24. Portugal

25

PT50000201231234567890154

25. Romania

24

RO49AAAA1B31007593840000

26. Slovak Republic

24

SK3112000000198742637541

27. Slovenia

19

SI56191000000123438

28. Spain

24

ES8023100001180000012345

29. Sweden

24

SE3550000000054910000003

30. Switzerland

21

CH3900762011623852957

31. United Kingdom including Northern Ireland

22

GB29NWBK60161331926819


Fore More Information Check here: IBAN Europe Implementation by Banks

Decode an IBAN Number




    Option 1: Decode and Validate a Specified IBAN Number

    Option 2: Decode and Validate a Sample IBAN Number for a Country

In the form above, provide a specific IBAN number or select a country to view a sample IBAN. We will decode the resulting IBAN number into all its its constituent parts.

    IBAN Numbers (International Bank Account Numbers) are used in a number of countries, but principally in Europe. IBAN numbers are a way to convey, with a single number, all the information required to identify a specific bank account. Although the length and structure of IBAN numbers varies from country to country, their composition follows strict rules. Knowing those rules for all countries enables us to decode the meaning of any IBAN number you provide.

7 comments:

  1. Citibank NA, Head Office, USA

    East 53rd Street 153, Manhattan
    NY-10043 New York (New York)

    BIC:
    BIC: CITIUSS1TAS
    SWIFT:
    SWIFT: CITIUS33
    SWIFT: CITIUS33ADR (American Depositary Receipts)
    SWIFT: CITIUS33CON (deleted July 07)
    SWIFT: CITIUS33CTA (Agency and Trust Operations)
    SWIFT: CITIUS33DEL (Delaware)
    SWIFT: CITIUS33EUC (Euro Currency Funding)
    SWIFT: CITIUS33GRP
    SWIFT: CITIUS33OLI (Online Investment Services)
    SWIFT: CITIUS3P
    SWIFT: CITIUS3PPBX
    SWIFT: CITIUS33TSU (Citigroup GTS TSU)
    SWIFT: CITIUSUSTAS (FUTURE BIC)
    SWIFT: CITIUS33ZZZ (deleted March 09)
    SWIFT: CITIUS33IMO (Investment Manager Outsourcer)
    SWIFT: CITIUS33GPC (Confirmation)
    SWIFT: CITIUS33GPD (Direct Credit / Bacs)
    SWIFT: CITIUS33GPF (Funding)
    SWIFT: CITIUS33GPT (Transaction Initiation)
    SWIFT: CITIUS33CPE (Citi Private Equity)
    SWIFT: CITIUS33CTI (CTSI)
    SWIFT: CITIUS33EFX (EMFX Confirmations)
    SWIFT: CITIUS33CDS (Fixed Income Confirmations)
    SWIFT: CITIUS33CBK (Consumer Bank Treasury Back Office)
    SWIFT: CITIUS33CRD (Cards Treasury Back Office)
    SWIFT: CITIUS33CRP (Corporate Treasury Back Office)
    SWIFT: CITIUS33DBO (Delaware Treasury Back Office)
    SWIFT: CITIUS33GWM (Global Wealth Management)
    SWIFT: CITIUS33GCM (Global Cash Management Systems (GCMS))
    Clearing codes:
    Fedwire Routing No.: 021000089
    Fedwire Routing No.: 021001486
    Fedwire Routing No.: 221172610
    CHIPS:
    CHIPS UID No.: 218075 CHIPS Routing No.: 0008
    CHIPS UID No.: 239822 CHIPS Routing No.: 0008
    CHIPS UID No.: 324659 CHIPS Routing No.: 0008
    CHIPS UID No.: 152342 CHIPS Routing No.: 0008

    ReplyDelete
  2. DEUTDESMXXX / DEUTDEDBMAN

    ReplyDelete

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